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No SSN number, no problem! Use your ITIN Number to qualify for a home mortgage in all 50 states.

Foreign National ITIN Holders are Eligible to Build, Buy, or refinance Property In the USA!

We Exclusively Offer Well Qualified ITIN Owner Occupied Homebuyers & Homeowners up to *$50,000 Extra Unsecured To Use As You Wish.

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No SSN number, no problem! Use your ITIN Number to qualify for a mortgage in all 50 states.

Foreign National ITIN Holders are Eligible to Build, Buy, or refinance Property In The USA

We Exclusively Offer Well Qualified ITIN Owner Occupied Homebuyers & Homeowners up to *$50,000 Extra Unsecured To Use As You Wish.


We're Radically Different From Other Banks Offering ITIN Foreign National Home Loans; We Aim To Transform The Industry By Providing You Greater Options & Increased Borrowing Power.

(What Could $50,000 Extra Help You Accomplish on top of your next ITIN Home loan? Other Banks Stop You From Opening New Loans During A Mortgage, With Us, You May Qualify For $50,000 Extra To Use As You Wish!)

With our unsecured loan, you can leverage your financial strength to secure additional funds that you can use for anything you need. Whether your an ITIN holder seeking a construction loan, a new purchase loan, or anything in between, this extra loan underwritten by us at the same time, gives you the flexibility to make your dreams a reality. With no collateral required and fast approval times, you can enjoy the peace of mind that comes with knowing you have the resources you need to succeed. Discover the power of our unsecured loan and take your home buying experience to the next level. Funding can be accessed before, or one day after closing.

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Renovate Your Home

Renovate your home, whether a kitchen remodel, a new bathroom or even a complete home makeover. This may not only improve the value of your home
but give you a custom living space.

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Create College Savings

Start saving for your children's education or your own with your extra cash. With a college fund in place, you can ensure a bright future for your loved ones.

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Reinvest In Other Assets

Increase your wealth by investing in other properties, add an ADU, buy other assets, or start a business for passive income.
Buy property in different locations or consider international options.

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Create Emergency Fund

Put your extra cash into a savings account for emergency expenses, such as medical bills, home repairs, or a future vacation to recharge the batteries, or prepare for unforeseen job changes.

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Reduce Your Debt

Paying off high-interest credit debt, car loans, or personal debt, it not only keeps you on track to a healthier financial future; it may help improve your credit score and reduce monthly expenses.

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Furnish Your New Home

Furnish your entire home with new furniture, appliances, energy reducing technology or decor. From a cozy living room to a fully equipped kitchen, you could create the stylish home of your dreams.

The Options Are Endless....

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What is The ITIN Mortgage Loan Program, & Why Choose ITIN Loans Nationwide?

Individual Tax Identification Number (ITIN) loans are for people who are not eligible for Social Security numbers. ITIN’s are issued to both resident and nonresident aliens for tax-reporting purposes. Our bank has multiple options not offered at local banks or big institutions, giving you great flexibility, competitive rate options, and a team of experts closing foreign national loans every single day.

ITIN Home Loan Programs to Build, Buy, or Refinance

At ITINLoansNationwide.com, we understand that building from the ground up, buying a home, or refinancing your current property is a significant investment of your time and resources, and we are here to help. As a direct FDIC insured 50 state lending bank we have the large institution reach, with the small bank feel.

We offer loans to build a new home and buy land at the same time, the majority of banks will not allow foreign national construction programs, but we do.

Not to mention we offer the more traditional ITIN purchase and refinance loans using ITIN numbers, providing you with flexible and convenient financing options. We look for ways to make the deal closable, not for ways to deny your transaction.

Our focus is to help you make your dream of home ownership a reality, and we are committed to providing you with the best possible loan options to meet your needs.

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Unlock Powerful Home Loan Options with Our Wide Range of Programs, Super Competitive Rates & Up To 85% Loan To Value.

PMI NOT REQUIRED, PLUS+ Non Traditional Credit allowed for qualifying, as long as paid as agreed. Co-Borrowers with SSN #'s are allowed to apply, all borrowers must be on title, escrows are included, bank statment programs also available, and more!

  • Traditional Construction Style One-Unit Single Family Homes, Condos, & PUDs.

  • Owner Occupied Primary Residence Only. 1-4 Unit Allowed On Purchase Only if One Of The Units Is Owner Occupied.

  • 640 Minimum Score or Non Traditional Credit Standards Are Utilized In Underwriting Purchase & Refinance, 680 For One-Time Close Construction.

  • Multiple Forms Of Identification Available, Fully Documented Income, Tax Returns, Paystubs, Hourly, and Self-Employed Borrower Eligible.

  • Well-Qualified Foreign National ITIN Holders Are Eligible For Up To *$50,000 Extra Unsecured Funds To Use As They Wish.

Client Testimonial

Real Reviews From Our Clients On Top Rated® & Zillow Sites, Photos Used Protect The Identity Of Our Customers.

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Bart is a wonderful guy to deal with when it comes to the stress of buying a home. He makes the process as simple and easy as possible. He stays ahead of the curve so there are no surprises with him. He worked nights/weekend for us and he truly cared about doing what was best for us. 10/10 guy, 10/10 Job well done.

M. O'Brien


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I have completed 4 or 5 loans with Saif and Richie. They work very hard to get everything together. The communicate consistently, but they don't pester me. I've even had them compete with other lenders and they always win. Whether it's rate or service they get my business every time. I highly recommend working with these guys. They are professional, competent, efficient and great to work with in every way. Thanks!



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Vince and his team went above and beyond from our first phone call to the closing on our home. He was so knowledgeable about our loan options and I felt like we were in the best hands through the whole process. We purchased our new home in Kentucky while still living in Florida and the easiest part of the process was working with Vince and his lending team!

M. VonAlmen


Apply Now and Experience the Benefits of Our Flexible ITIN Home Loan Options and Competitive Rates


*Subject to credit approval. Terms and conditions may apply. Property insurance is required on all loans secured by property.

*Messaging and Data Rates May Apply.

*VA eligibility is required for VA loan products. USDA loans are only available in USDA-eligible areas as designated by the USDA.

*We do not offer new dealer-manufactured home loans in New York, but we do offer modular and site-built land and home construction.

*Qualification for up to $50,000 extra is for qualified borrowers and can be applied to all loan programs. This is a separate unsecured consumer loan we will underwrite in-house at the same time as your requested mortgage loan. Please contact your banker to request this program and the applicable rates, terms, and conditions. Consumer unsecured lending programs prohibit loan proceeds from being used for down payment.

REALTOR® is a registered trademark of the National Association of Realtors and is not affiliated with NationwideHomeLoansGroup.com or The Federal Savings Bank.

†Subject to applicable law and lender approval, when represented by one of our participating real estate brokerage companies during the purchase or sale of a home or land, eligible Consumers may receive a rebate of up to thirty percent (30%) off of the fee to be received by the participating real estate brokerage company representing the respective Consumer, at closing, which rebate will be applied exclusively toward paying down that Consumer’s applicable closing costs. In no event shall any rebate be greater than the aggregate of all closing costs. Issuance of a rebate is subject to a participating real estate brokerage company’s receipt of its fee. The following states condition, or do not permit, the granting of a rebate by real estate brokerage companies (list is subject to change at any time): Alaska, Iowa, Kansas, Louisiana, Mississippi, Missouri, New Jersey, Oklahoma, Oregon, and Tennessee. No remuneration is paid to The Federal Savings Bank or to any of our Bankers. This is a free program offered exclusively by us to help our consumers save on their real estate transactions.

Member FDIC. Equal Housing Lender

NMLS# 411500

4120 W Diversey Ave, Ste C501, Chicago, IL 60639

A+ Better Business Bureau Rating

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